Town North Bank - Savings Account Options

Choose a system PASSPORT Online Banking and Bill Pay - 24-hour a day access to your accounts, using any computer with Internet access. Click "GO" to login to PASSPORT Internet access to your company’s accounts keeps you connected—twenty-four hours a day—from down the hall or around the world. Click "GO" to login to Cash Manager Create a bank deposit from the convenience of your office with TNB Remote Deposit. Click "GO" to login to Remote Deposit Review account information, set up automatic e-mail alerts and more with TNB Business Online Banking. Click "GO" to login to Business Online Banking GoToMyCard! View, Pay and Manage Your Account Click "GO" to login to MasterCard® Payments	From checking accounts to loans, insurance or investments, Town North Bank has solutions for all your personal financial needs.
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Personal Solutions Checking Accounts Rates ATM Locator Debit Card Overdraft Protection Reorder Checks Savings, Money Markets, CDs Rates Credit Cards MasterCard® Account Info Loans Automated Loan Payment Financial Statement Payment Calculator Insurance Solutions Investment Solutions Online Banking Services eStatements PASSPORT Login PASSPORT Demo PASSPORT Bill Pay Demo PASSPORT Security Surcharge-Free ATM Locator TNB eNews FDIC LIMITS NOW PERMANENT Report Suspicious Email TNB Brochures and Information TNB Forms Your Account Security	Savings, Money Markets & CDs Town North Bank savings account options allow you to grow your finances while giving you the funds access you need. Town North Bank also offers Certificates of Deposit (CDs) and Individual Retirement Accounts (IRAs) for your retirement savings needs. Please take a moment to look at the options we offer: Statement Savings A basic account for those just starting to save. $100 minimum to open Interest calculated and compounded daily, paid quarterly. With a minimum daily balance of $300, we will waive your $9.00 quarterly fee. This fee is automatically waived for minors under 18 years of age. Transfers from this account to another account or to third parties by preauthorized, automatic, telephone or ATM transfer are limited to six per 4-week statement cycle by check, draft, debit card, or similar order to third parties. Six free debits are allowed per quarter, additional debits are $2 each. Money Market Account If you need access to the funds you have to invest, you'll find our money market account to be very rewarding! $100 minimum to open Interest calculated daily, compounded and paid quarterly. Five tiers reward higher balances: $0.01 - $9,999 $10,000 - $49,999 $50,000 - $499,999 $500,000 - $999,999 $1,000,000 and above With an average daily balance of $2,500, we will waive your $12.00 monthly fee. Transfers from this account to another account or to third parties by preauthorized, automatic, telephone or ATM transfer are limited to six per 4-week statement cycle by check, draft, debit card, or similar order to third parties. Additional debits per 4-week statement cycle are $10 each. Certificates of Deposit (CD) A CD is a safe, secure investment for the funds you want to protect from market fluctuations. Terms range from 30 days to 60 months. Opening minimum varies from $1,000 to $100,000 or $100,000++ for jumbo CDs. Withdrawals only permitted at maturity without substantial penalty. Fixed interest rate CDs available. Interest calculated and compounded daily. Interest payment options vary, including monthly, quarterly, semiannually, annually, or at maturity. Penalty for early withdrawal: If CD term is 89 days or less, penalty is one month of simple interest on amount withdrawn. If CD term is 90 days or more, but less than one year, penalty is three months of simple interest on amount withdrawn. If CD term is one year or more, penalty is six months of simple interest on amount withdrawn. If CD term is two years or more, penalty is nine months of simple interest on amount withdrawn. Triple Bonus CD Get bonus benefits with this exclusive Town North CD! 19- or 30-month terms. $5,000 minimum to open. One additional deposit is allowed during the term of the CD. Withdrawals only permitted at maturity without substantial penalty. Fixed interest rate. One interest rate increase is allowed during the term of the CD. Interest calculated and compounded daily. Interest payment options vary, including monthly, quarterly, semiannually, annually, or at maturity. Penalty for early withdrawal: If CD term is 89 days or less, penalty is one month of simple interest on amount withdrawn. If CD term is 90 days or more, but less than one year, penalty is three months of simple interest on amount withdrawn. If CD term is one year or more, penalty is six months of simple interest on amount withdrawn. If CD term is two years or more, penalty is nine months of simple interest on amount withdrawn. Triple Bonus Plus CD Bonus benefits - plus more! 12- or 24-month terms. $25,000 minimum to open. Two additional deposits are allowed during the term of the CD. Withdrawals only permitted at maturity without substantial penalty. Fixed interest rate. Two interest rate increases are allowed during the term of the CD. Interest calculated and compounded daily. Interest payment options vary, including monthly, quarterly, semiannually, annually, or at maturity. Penalty for early withdrawal: If CD term is 89 days or less, penalty is one month of simple interest on amount withdrawn. If CD term is 90 days or more, but less than one year, penalty is three months of simple interest on amount withdrawn. If CD term is one year or more, penalty is six months of simple interest on amount withdrawn. If CD term is two years or more, penalty is nine months of simple interest on amount withdrawn.